I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $300,000. What does that mean? It means that for any one car wreck that is your fault your insurance company will…
I have a pending personal injury claim from a wreck with a truck. I think someone is following me around and photographing or videoing my activities. Can insurance companies do that? Yes, within certain limits. It is not uncommon for insurance companies to use surveillance to determine what task you…
I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $25,000 / $50,000. What does that mean? It means that for any one car wreck that is your fault your insurance…
My 22-year old son was hurt in a car wreck. Can I file a lawsuit for him? No, unless he is so severely injured or suffers from some type of disability that he is deemed incompetent. If he is incompetent, there are formal proceedings which must be filed to have…
My son was bit by a neighbor’s dog. What rights do I have in a lawsuit against the dog owner? You have the right to recover medical expenses that you paid or were paid by your insurance company. (You almost certainly have to repay your health insurance company out of…
My 10-year old daughter was hurt in a car wreck. Her dad and I are divorced. Can I file a lawsuit on her behalf? Yes, if you are the custodial parent you are permitted to bring a lawsuit on your daughter’s behalf. If you are not the custodial parent the…
I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $50,000 / $100,000. What does that mean? It means that for any one car wreck that is your fault your insurance…
I was hurt in a car wreck. I used to live in Kentucky and we had PIP coverage. Is there PIP coverage in Tennessee? Answer: No. Tennessee does not have a no-fault system and therefore does not have PIP (Personal Injury Protection) coverage as a part of automobile or truck liability insurance…
I am thinking about filing a personal injury case. I think I have a solid case that the insurance company will be afraid to try in front of a jury. Are insurance companies afraid to try cases? Not really. For the typical insurance company, the analysis is all about money.…
I was in a car wreck last week. It was not my fault. I spent five days in the hospital and am now recovering at home. I am getting a couple calls a day from the insurance adjuster for the driver that hit me but I know I should not…