In subdivisions all around Middle Tennessee, you routinely see teenagers driving golf carts with their friends. At lake communities, neighbors use them to get down to the water and to get to the neighborhood get-together. In downtown Franklin, residents use them to go to dinner. And while golf carts are…
Let’s start with who is officially Gen Z. Individuals born between 1997 and 2012 are considered Gen Z. The adult members of Gen Z range from 18 years old to 27 years old. . As these Gen Z adults leave the nest (hopefully) and make their way into the world,…
Part of our job is to attempt to keep up with what our opponents (the insurance industry and their lawyers) are thinking and doing. One of the many ways we try to do that is by reading insurance industry publications such as Claims Journal. In a recent Claims Journal article,…
For Valentine’s Day, I received a gift card for a spa. When I began to book an appointment online for the massage, I was asked to electronically sign a Release of All Claims. Among other things, the Release of All Claims for a massage at this spa stated that if…
The most common cause of a bike accident is collision with a car or truck. Not surprisingly, given the disparity in weight and protection between a bicycle and car, the bicyclist typically suffers serious injuries. Most bicycle accidents occur in urban areas and are caused by a car or…
Last week, we told you that Tennessee ranked as the 7th worst in the nation for car accidents and how to protect yourself with uninsured/underinsured motorist coverage. Unfortunately, Tennessee also ranks 7th worse in the nation for accidents involving trucks, so this week we have advice for you in…
How are you doing on your New Year’s resolution? Whether you love them or hate them, resolutions are a New Year tradition for most people. The purpose, of course, is to identify areas in your life for improvement and then resolving to stop doing the bad things or begin doing…
Litigation is fighting with rules, confrontation with a referee. Most people do not enjoy confrontation, and for others, it brings out their worst. If you are involved in litigation or have a claim that may result in litigation, please take our advice: don’t get cute. A few news articles lately…
Despite decades of public safety campaigns, drunk driving is on the rise. According to recent data from the National Highway Traffic Safety Administration, the most recent data shows nearly 14,000 people lost their lives to drunk driving in the last data year, a nearly 15% increase over the prior year. …
Golf carts are no longer just for golf. If you go to the beach, the lake or even in your own neighborhood subdivision, golf carts are likely to be on the road. In our little area at Tims Ford Lake, 80% of the residents have a golf cart. The Days…