The price of uninsured motorist insurance is a bargain for Tennesseans, given that some 24% of drivers in Tennessee do not have any automobile liability insurance whatsoever. What is automobile liability insurance? It is insurance that the owner of a car purchases to pay for losses caused by negligent operation…
Recent data suggests that 24% of Tennessee drivers do not have liability insurance on their vehicle. Liability insurance exists to make monetary payments to those who are injured as a result of a negligent error by a person who has the insurance. Tennessee state law requires every driver to have…
My lawyer just settled my personal injury case and now tells me I have to repay my health insurance company for paying my medical bills. I have paid health insurance premiums for 15 years and was never in the hospital one time before my wreck! Why do they have the…
If the driver that causes a Tennessee car accident or truck accident does not have liability insurance, your own automobile insurance coverage may also apply in provide a source for monetary recovery to pay your medical bills and compensate you for your injuries. This type of insurance coverage is also…
As a Tennessee car accident attorney, I am often asked why it is necessary to have medical payments coverage as part of an automobile insurance policy, especially if the car owner also has health insurance. Frankly, it is possible that your medical payments ("med pay") coverage will do you little…
What is medical payments coverage on my automobile insurance policy? Medical payments coverage, also known as "med pay" coverage, will pay medical bills incurred by you or people in the vehicle in the event that you or the others are injured in a vehicle accident. The money is paid for bills…
Liability insurance is insurance that protects you from loss in the event you are alleged to have negligently caused harm or damage to another or are determined to have negligently caused harm or damage to another. Liability insurance offers two important components. First, liability insurance pays for a lawyer to…
I have a disability insurance policy through my job. I am disabled but the disability insurance company still says I have to submit and claim and go through all the paperwork. The company says it is up to me whether or not I get a lawyer. Do I need a lawyer?…
I have just discovered that my 10 year old son is being sexually abused by a neighbor. What do I do? Here are my thoughts: Immediately report this matter to the police. If there is any physical evidence of the abuse that you can readily put your hands on take…
I just settled my personal injury case and my lawyer told me that I have to re-pay my medical insurance company the amount they paid for my medical bills from the accident. That doesn’t seem fair. Is my lawyer right? Your lawyer is probably right. Most medical insurance policies have…