Do I have to repay my automobile insurance company if they pay my medical bills from my medical payments coverage and I recover a settlement from the at-fault driver? Probably. Most automobile insurance policies that have medical payments coverage require that you re-pay them if you make a recovery from…
Articles Posted in Insurance
What Is Medical Payments Coverage Under My Auto Policy?
I was hurt in a car accident. I do not have health insurance. I heard that my auto insurer might pay some of my medical bills under what is known as "medical payments coverage." What is that? Many car insurance policies have medical payments coverage. This insurance coverage pays…
What Does “Policy Limits” Mean?
I have heard about people seeking "policy limits" in car wreck cases. What does that mean? "Policy limits" refers to the sum total of liability insurance policy dollars that are applicable to a given case. So, if a person has $300,000 of insurance on their car and they cause…
What Does It Mean When You Have Uninsured Motorist Insurance Policy Limits of $50,000 / $100,000?
I live in Tennessee. I was in a car wreck in Clarksville and got hurt. It was the other driver’s fault. The other driver has no insurance. I looked at my automobile insurance policy and it says that I have uninsured motorist insurance of $50,000 / $100,000. What does…
What Does It Mean When You Have Uninsured Motorist Insurance Policy Limits of $250,000 / $500,000?
I live in Tennessee. I was in a car wreck in Lebanon, Tennessee and got hurt. It was the other driver’s fault. The other driver has no insurance. I looked at my automobile insurance policy and it says that I have uninsured motorist insurance of $250,000 / $500,000. What…
What Does It Mean When You Have Uninsured Motorist Insurance Policy Limits of $25,000 / $50,000?
I live in Tennessee. I was in a car wreck in Nashville and got hurt. It was the other driver’s fault. The other driver has no insurance. I looked at my automobile insurance policy and it says that I have uninsured motorist insurance of $25,000 / $50,000. What does…
What Does It Mean When You Have Uninsured Motorist Insurance Policy Limits of $100,000 / $300,000?
I live in Tennessee. I was in a car wreck in Nashville and got hurt. It was the other driver’s fault. The other driver has no insurance. I looked at my automobile insurance policy and it says that I have uninsured motorist insurance of $100,000 / $300,000. What does…
What Does It Mean When You Have Liability Insurance Policy Limits of $250,000 / $500,000?
I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $250,000 / $500,000. What does that mean? It means that for any one car wreck that is your fault your insurance…
What Does It Mean When You Have Liability Insurance Policy Limits of $300,000?
I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $300,000. What does that mean? It means that for any one car wreck that is your fault your insurance company will…
What Does It Mean When You Have Liability Insurance Policy Limits of $25,000 / $50,000?
I was in a car wreck yesterday. It was probably my fault. I looked at my automobile liability insurance policy and it says that I have liability limits of $25,000 / $50,000. What does that mean? It means that for any one car wreck that is your fault your insurance…