Articles Posted in Automobile Accidents

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In subdivisions all around Middle Tennessee, you routinely see teenagers driving golf carts with their friends.  At lake communities, neighbors use them to get down to the water and to get to the neighborhood get-together.  In downtown Franklin, residents use them to go to dinner.  And while golf carts are fun, they can be dangerous.  And depending upon how you are using them, you could be breaking the law.   In fact, Tennessee law has different requirements depending upon the speed capabilities of the vehicle.  Read on to learn more about Tennessee law regarding golf carts and how to protect yourself if there is an accident. Continue reading

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This image shows what happens if you are involved in a car accident and your front airbag deploys with your feet on the dash.  Ouch!  The result is ugly: two femoral hip fractures which are serious and painful and will require surgery to repair followed by a 4 to 6 month recovery period.  The owner’s manual of every vehicle with airbags warns of this danger.  Assuming the accident was the fault of someone else, can you still recover compensation for your injuries in such an accident if you failed to heed the airbag warnings and that failure caused your injuries in the accident to be worse? Continue reading

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Halloween is one week away, and October is Pedestrian Safety Month.  That is probably not a coincidence.  Of course, pedestrian safety is not just for Halloween or October.  The simple truth is that we are all pedestrians.  When you drive to Target and get out of your car to walk into the store, you are a pedestrian.  When you park in a parking garage in downtown Nashville and then cross the street to go to a Predators game, you are a pedestrian.  When you are out for a walk in your neighborhood, you are a pedestrian.

Unfortunately, we have some bad news for all of us.  Pedestrian accidents continue to rise.  In fact, pedestrian accidents are increasing faster than any other type of traffic death.   Almost every hour, a pedestrian is killed in this country and more than 67,000 are injured each year.   Read on to learn more about pedestrian accidents and how we can prevent them. Continue reading

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Middle Tennessee public and private schools are now back in full swing for the new school year.  That means students biking and walking to school as well as children boarding and exiting school buses.  Drivers have special obligations towards pedestrians, bikers and around school buses.  Would you receive a passing grade if quizzed on these rules?  Continue reading

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The college football season is almost here, and The Law Offices of John Day is excited to announce that once again it will offer Middle Tennessee State University Blue Raiders fans discounted Lyft rides home after the game.  Read on to learn how to take advantage of this offer and why you should. Continue reading

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Let’s start with who is officially Gen Z.  Individuals born between 1997 and 2012 are considered Gen Z.   The adult members of Gen Z range from 18 years old to 27 years old.  .

As these Gen Z adults leave the nest (hopefully) and make their way into the world, they need to understand terms like “deductible”, but only 27% of them do.  Specifically, as to auto insurance, 22% of Gen Z adults have “little or no awareness” of the importance of auto insurance”.  This is especially frightening because this age group also happens to be the most likely to be in an auto accident.  Read on for one of the most important auto insurance tips for everyone, not just Gen Z. Continue reading

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Part of our job is to attempt to keep up with what our opponents (the insurance industry and their lawyers) are thinking and doing.  One of the many ways we try to do that is by reading insurance industry publications such as Claims Journal.  In a recent Claims Journal article, the author interviewed Harish Kapur, CEO of Across America Insurance Services.  Mr. Kapur’s comments are nothing new to us, but they are a good reminder to anyone who is considering filing a personal injury or wrongful death claim.  Here are three key take-aways:

  1. The insurance companies handle injury claims all day-every day, while this is hopefully your one and only injury claim.

Mr. Kapur bragged about his “crack team of in-house adjusters” and how they “have to know everything about the file.”   The insurance adjusters know what information is critical.  They know how to ask questions and frame the narrative during a recorded statement.  They are trained how to interview witnesses and scour the internet for information on you.

Continue reading

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The 4th of July is almost here and the majority of people have some type of plans to celebrate Independence Day.  Of course, those plans do not include a car accident, but because folks are heading to the mountains, the lake, a friend’s backyard BBQ or to watch a parade, etc., the roadways are expected to be very busy and dangerous.  In fact, while the 4th of July is usually the peak of summer travel, this year is expected to be a recording setting weekend.   Based on statistics from prior years, The National Safety Council estimates 599 people will lose their lives in car accidents over the 4th of July holiday and another 68,000 will be injured.   Here are some tips for staying safe on the roads this holiday and living to enjoy the 5th of July.  Continue reading

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In the past several years, car accidents have been on the rise.  In fact, according to the most current data, deadly car accidents have increased by 16% throughout the United States.  Automakers and safety regulators at The National Highway Traffic Administration (NHTSA) are keen to use new technology to try and help reverse that trend with the implementation self-driving tractor-trailers and automatic emergency braking systems.  But others are concerned about the safety of the technology and its overall effectiveness. Continue reading

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For Valentine’s Day, I received a gift card for a spa.  When I began to book an appointment online for the massage, I was asked to electronically sign a Release of All Claims.  Among other things, the Release of All Claims for a massage at this spa stated that if death resulted from the massage, then the spa was not responsible.  There were also other excessive provisions. I declined to sign the Release of All Claims, and the spa was kind enough to refund the purchased gift card, but the outrageousness of their request is not particularly isolated.  Every day, businesses ask their prospective customers to sign releases before providing services or allowing participation in activities.  As such, we thought it would be good to review what exactly is a release of all claims. Continue reading

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