Around our house, for quite a while, we have been using the euphemism “With everything that has been going on . . . ” We like it because it gathers up the collective burdens and tribulations surrounding CoVid 19 and tries to make it more palatable especially around a 12 year-old, who certainly does not need nor want to hear much more than that. So even with everything that is going on, we have some smiles, encouragement and tips to help you get through this slog. Continue reading
It is time again for a mid-week boost. First, over on our Facebook page, we have another contest going. We have had so much fun doing this and reading everyone’s responses. This week, all you have to do to be entered to win a $50 VISA gift card is tell us where you would like to be quarantined, if you could choose anywhere in the world, and why. Now, here is some good news and an important legal tip. Continue reading
Nashville is incredibly fortunate to be home to world-class songwriters like Lee Thomas Miller, Wendall Mobley & Bob DiPiero. Songwriter’s Nights are a favorite of ours. It is fascinating to hear how hit songs came about. But did you ever think you, sitting at home in your pajamas during a quarantine, could write a song with a music legend? Well, Jon Bon Jovi is offering just that. Read on for a story that will make you smile, an important legal tip and your encouragement for the week. Continue reading
Time for a mid-week boost. We are back with some more legal tips and good news. First, we have a new give-away going on our Facebook page. All you have to do is upload a picture of you fur baby to be entered to win one of three $50 VISA gift cards to be given away on Friday, April 10, 2020. We have loved doing these fun quarantine give-aways to help folks with groceries or take-out dinner from a local restaurant. Now, on to some legal tips and more good news. Continue reading
Last week, we started this mid-week boost where we try to give you something to smile about in the face of all the bad news and anxiety. We also want to give you some important legal tips that can help your neighbor or you during this time of social distancing. But, let’s start with an update. Continue reading
This is hard. I don’t even have to explain what I am talking about. Everyone of us knows – all too well. Watching the news can make it harder with statistics on confirmed cases, economic fallout, dire predictions, etc. Scrolling through social media, it is easy to find doomsday rumors, finger-pointing and crazy conspiracy theories. So we wanted to try and help be the antidote to all that bad news and noise and join the ranks of those who are trying to make people smile and feel better. We want to remind people that as Tennesseans we are strong and resilient and this too shall pass. So here is your mid-week boost. Continue reading
Unfortunately, chances are you will be in one. Experts estimate, on average, drivers will experience a car accident every 18 years, so most folks will have multiple car accidents in their lifetime even if they are only minor. With those odds, it is time you brush up on what to do, and just as importantly, what not to do following an accident. And, because accidents tend to shake us up, we recommend you print this post to keep in your glove box, so that you can easily reference it if you need to do so. Continue reading
At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed. Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful. But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful. We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities. But, there is another type of overwhelmed. Continue reading
The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills. Many of the patients had insurance and the hospitals were suing for deductibles and co-pays. According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills. Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health. Consider this from a study by the Commonwealth Fund:
43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.
Clearly, medical bills can be devastating to many families – even those with medical insurance. So how does this relate to a car accident or other injury-producing accident? Continue reading
In a recent blog post, Seth Godin wrote: “Accountability is done to you by the industrial system, by those that want to create blame. Responsibility is done by you. It’s voluntary. You can take as much of it as you want.” Seth Godin is a marketing guru and I enjoy his blog. As it relates to the legal field and the work of the lawyers at the Law Offices of John Day, I would change this post slightly: Accountability is done to you; when you do not take responsibility. Here is why I say that. Continue reading
Tennessee Injury Law Center