Articles Posted in Motorcycle Accidents

 The most common type of motorcycle accident is a car turning left in front of the motorcycle.   Generally, this type of accident happens because the driver of the car is simply not looking carefully and fails to see the motorcycle.   The more visible a motorcycle is the better.

Loud pipes save lives.  While some motorcyclists prefer loud pipes because of the increased “visibility” they believe they provide, there is certainly no legal requirement that a motorcycle be heard before it is seen.  And some even believe that “loud pipes save lives” is a misconception.  In Tennessee, by statute, your motorcycle must have a muffler.  The law also prohibits the use of muffler cutouts.  But unlike a number of states, Tennessee does not have a maximum decibel level for muffler noise.  Regardless of the loudness of your muffler, other motorists have a responsibility to be on the lookout for motorcycles and give them equal access to the road.  And, if you travel to another state, those loud pipes just might garner you a ticket for a noise regulation violation.

Continuing on with the issue of visibility, Tennessee law requires motorcycles to operate with headlights even in the daytime.  And so that you can see other vehicles, your motorcycle must be equipped with a rearview mirror.   Other things a motorcyclist might do to try an increase their visibility to other motorists are:

Under Tennessee law, a driver of a motorcycle can proceed through a red light under certain circumstances.  T.C.A. § 55-8-110 (b) provides as follows:

(b) Notwithstanding any law to the contrary, the driver of a motorcycle approaching an intersection that is controlled by a traffic-control signal utilizing a vehicle detection device that is inoperative due to the size of the motorcycle shall come to a full and complete stop at the intersection and, after exercising due care as provided by law, may proceed with due caution when it is safe to do so. It is not a defense to a violation of § 55-8-109 that the driver of a motorcycle proceeded under the belief that a traffic-control signal utilized a vehicle detection device or was inoperative due to the size of the motorcycle when the signal did not utilize a vehicle detection device or that the device was not in fact inoperative due to the size of the motorcycle.

So what does all that mean?  Well, if it is actually a traffic-controlled signal and you, as a motorcycle driver, proceed safely through the red light, then no problem.  If it is a traffic-controlled light and you, as a motorcycle driver, proceed through the light but cause an accident because you failed to notice an oncoming vehicle or other issue, then you may be at fault.  And if you proceed through the red light and it was not actually a traffic-controlled light, then you could still be ticketed for running a red light.  So, all that to say, proceed at your own risk as a motorcycle driver when proceeding through a red light.   Here is an article that may help motorcycle riders determine which red lights are actually traffic-actuated.  

John and Joy Day both love motorcycles.  In fact, their first date was a 17-hour motorcycle ride and hiking expedition.  Joy on a 100th Anniversary Edition Harley Sportster and John on a BMW 1200CLC.    So it is not surprising that at The Law Offices of John Day, P.C., we are profoundly interested in making sure motorcyclists practice safe and legal riding. And, of course, to the extent a motorcyclist is injured by the carelessness of another, our award-winning lawyers are here to help.   

Over the next few days, we are going to cover some of the basics of Tennessee’s motorcycle laws.  Today, we will start with lane splitting.  Lane splitting is the practice of riding a motorcycle in between lanes when traffic is stopped or slowed.   In some states such as California, lane splitting is a legal maneuver.  But in Tennessee, motorcyclists are not allowed to split lanes. 

Tennessee Code Annotated 55-8-182 provides the following rights and responsibilities for motorcycle riders and sections (b) and (c) specifically address lane splitting:

The answer is a resounding no. And here are just a few reasons why. 

According to the Centers for Disease Control and Prevention, helmets prevent roughly 37% of crash-related deaths for drivers and 41% of crash-related deaths for passengers. Not only have motorcycle-related deaths been on the rise since 2000, the costs associated with motorcycle crashes are tremendous. It is estimated that the medical care and productivity losses associated with motorcycle crashes are $12 billion dollars in just a single year. 

Despite those sobering numbers, Senator Mike Bell of Riceville, the proponent of the legislation to repeal Tennessee’s motorcycle helmet law, argues Tennessee will enjoy an increase in tourism from motorcycle riders if we do away with the helmet law. He might be right,  although I am not aware of any authority he cites for that proposition. But let’s just assume the State might see some additional tourism dollars by repealing the helmet law, it most likely would not be enough to offset the costs associated with repealing the law. 

A few weeks ago, a mob of motorcyclists and the Lien family, who were in a black Ranger Rover SUV, were involved in a violent incident. In recent days, more information has came out about the incident and it raises some interesting legal implications. Based on a video of the incident and news reports, the following appears to have occurred:

* The motorcycle riders had organized for a Hollywood Stuntz event. This event had a history in that the year before the motorcyclists had effectively shut down traffic in Times Square.

* Earlier that day but prior to the incident involving the Liens, New York police had received hundreds of complaints about the motorcyclists and their behavior.

We receive calls almost every day from people who have been in a Tennessee car, motorcycle or truck accident and are unable to get medical treatment because they do not have health insurance.  Many doctors refuse to see accident victims unless they have health insurance or are willing to pay cash for the service.  There are lots of people – about 48 million in the country – who have no health insurance and many of those people cannot pay cash for medical treatment.

There are only four options left for these people.  One, borrow money from family or friends to see a doctor.  Two, attempt to ignore the medical problem and hope that it will solve itself.  Three, use the medical payments (also called "med pay") provision of the insurance on your vehicle to help pay for treatment.  Fourth, ask your lawyer if he or she can make arrangements for a doctor to treat you – a doctor who will forgo seeking payment until after you case resolves.

It is a mistake to assume that the at-fault driver’s insurance company will pay for treatment.  They may accept responsibility for the accident, but the at-fault driver’s insurance company will almost never pay medical bills for you as they are incurred.  It is possible this insurance company will reimburse you for the bills at the time your treatment is complete and you are ready to settle the entire claim, but they will not give you money in advance of treatment or let your doctor bill them for treatment.

Distracted driving is taking lives on our highways, and this study takes a look at what is taking the attenion of drivers away from the road.

According to police report data analyzed by Erie Insurance, a automobility liability insurer, of the more than 65,000 people killed in car crashes over the past two years, one in 10 were in crashes where at least one of the drivers was distracted. the data comes from the Fatality Analysis Reporting System (FARS)  maintained by the National Highway Traffic Safety Administration.

Rank Distraction Type Percentage of
Distracted Drivers
1 Generally distracted or “lost in thought” (daydreaming) 62%
2 Cell phone use (talking, listening, dialing, texting) 12%
3 Outside person, object or event, such as rubbernecking 7%
4 Other occupants (talking with or looking at other people in car) 5%
5 Using or reaching for device brought into vehicle, such as navigational device, headphones 2%
6 Eating or drinking 2%
7 Adjusting audio or climate controls 2%
8 Using other device/controls integral to vehicle, such as adjusting rear view mirrors, seats, or using OEM navigation system 1%
9 Moving object in vehicle, such as pet or insect 1%
10 Smoking related (includes smoking, lighting up, putting ashes in ashtray) 1%

 

The numbers are probably conservative (that is, under-reported) because many people are reluctant to admit that they were distracted immediately before the crash.

The study did not look at the number of injuried caused by distracted driving, but instead looked only at deaths.

 

One of the biggest risks presented to motorcyclists riding the beautiful roadways of Middle Tennessee are driveways.

Driveways present risks of several types to motorcyclists.  The most obvious risk is that a car, truck, tractor or other vehicle will pull out onto the road and put the motorcyclist in danger, resulting either in a direct impact, forcing the motorcyclist in the other lane of traffic and the danger in that lane, or causing the motorcyclist to lay the bike down to avoid an accident. 

The other risk is less obvious, but any person who has ever road a motorcycle knows exactly what I talking about:  gravel on the roadway that washed off a gravel driveway or was pulled off the driveway by driveway traffic.

I remain amazed at people of means who do not maintain sufficient liability insurance on their vehicles and homes.

The most frequent problem we see is with middle-income people who are driving around with "25 / 50" or "50 / 100" liability insurance policies on their cars.  A "25 / 50" policy is one which provides a negligent driver with insurance protection of $25,000 for any one person they hurt or kill in an accident, up to a total of $50,000 for all persons hurt or killed in an accident.  A "50/100" policy, provides a negligent driver with up to  $50,000 worth of insurance protection for any one person they hurt or kill in an accident, up to a total of $100,000 for all persons hurt or killed.

If there is insufficient insurance to pay the damages caused, the driver is personally responsible for the balance of the damages.  Thus, if a negligent driver with a "25 / 50" liability insurance policy on his car causes injuries to another person worth $50,000, the negligent driver is responsible for the $25,000 his insurance company does not pay.

The weather in Tennessee has been absolutely beautiful, and with that comes a huge increase in motorcycle traffic.  This is the time of year new riders emerge from motorcycle safety schools and begin to enjoy Tennessee’s beauty from a motorcycle.

Tragically, the increase in bikers means an increase in motorcycle accidents.  Our office filed a lawsuit this week in one of the more common type of cases,  in which a car turned left immediately in front of our client and caused a serious injury.

Other frequent causes of motorcycle wrecks include  drivers pulling out of driveways, drivers turning left while being passed by a motorcycle, or distracted drivers who become distracted, cross the center line of the road, and cause a head-on collision.

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