Tennessee Injury Law Center

November 10, 2010

What Damages Are Recoverable in Tennessee for Wrongful Death?

My husband was killed in a car wreck by a drunk driver. What damages can be recovered by me and our children?

These are the types of damages that can be recovered: (a) medical expenses; (b) funeral bills; (c) conscious pain and suffering from the date of the injury until the date of death; (d) loss of enjoyment of life between the date of injury and death; (e) loss of earning capacity between the date of injury and death; and (f) the pecuniary value of life.

In all cases, the pecuniary value of life includes the present value of the decedent’s lost future earning capacity less those living expenses necessary to maintain the decedent’s person so that they can work. In cases involving the death of a spouse, the surviving spouse can recover damages for the loss of consortium of the decedent. In cases involving the death of a parent, the children can recover damages for the loss of love, society, affection and guidance of the parent.. Each of these types of damages are included in the definition of the “pecuniary value of life.”

November 9, 2010

Why Do I Have to Document My Lost Wages?

by The Law Offices of John Day, P.C.

I was hurt when I fell in on a slippery floor in a grocery store. I broke my right leg. I missed ten weeks of work on my construction job. My lawyer says that we need a statement from my employer stating that I missed ten weeks of work and indicating how much money I would have made had I worked. Why is that necessary? I don’t want to hassle my boss with this.

Insurance companies need documentation to evaluate personal injury cases because some people don’t tell the truth about what happened to them or how the injuries they suffered cost them money. The claims adjuster for the insurance company has to make sure that his or her file demonstrates that they did a good job gathering evidence to properly evaluate the claim. This includes seeking information from other people, like your boss, to back up what you say.

I am sure that you are telling the truth about the time you missed from work. The insurance adjuster may think you are, too. But the adjuster needs to be able to prove to his or her boss that your claim was thoroughly and properly evaluated, and that is why documentation is necessary. The files of insurance adjusters are evaluated from time-to-time by auditors to make sure that they are not handing out the company’s money without good reason, and thus the insurance adjusters want to make sure that their files reflect a reasonable basis for the decision they made to settle the claim.

November 8, 2010

I Have a Personal Injury Case. What Do You Charge For Meeting With Me?

by The Law Offices of John Day, P.C.

I was hurt in a car wreck. I missed two weeks of work and have a bunch of medical bills. I think I need to talk to a lawyer about my rights but I don’t have money to pay my mortgage much less pay a lawyer. What do you charge for meeting with me?

Our firm does not charge clients with potential personal injury cases for an initial meeting or for any investigation we do to determine if we can accept representation.

If we are able to represent you, we are willing to work on a contingent fee, which means that we are only paid if we are able to collect money on your behalf. The financial arrangements are discussed in detail at our initial meeting and are reduced to a written fee agreement.

November 6, 2010

What Are Depositions?

by The Law Offices of John Day, P.C.

My lawyer says I have to give a deposition. What is that?

Depositions are sworn statements taken from a party or witness in a lawsuit and they are often part of the discovery process. The person giving the statement is called the deponent. At the beginning of the deposition the deponent is asked to swear or affirm that the statement will be truthful. The deposition is taken by a lawyer asking questions of the deponent.

“Proof” depositions are taken and presented at trial as evidence in lieu of having the witness testify in person. A “proof” deposition may be taken for the convenience of the witness who cannot otherwise appear in person at trial or as a cost saving mechanism to avoid the expense of bringing the witness to testify live at trial. In Tennessee certain people, such as doctors, are not required to come to trial to testify about their care and treatment of a patient who has brought a lawsuit and thus they testify at trial via a proof deposition.

November 5, 2010

Bankruptcy and Filing of Personal Injury or Wrongful Death Claims

by The Law Offices of John Day, P.C.

I was hurt in a car wreck six months ago. I lost my job and my medical bills are enormous. I am behind on my mortgage and have been unable to make my car payments. Should I file bankruptcy, get my financial house in order, and then file a lawsuit against the trucking company? I want to be able to get rid of all this debt and be able to keep whatever money I recover in the lawsuit to meet my needs for the rest of my life.

There is a major problem with your plan. When you file for bankruptcy you are asked to answer questions under oath about your assets and liabilities. One of the questions you will be asked is whether you have any claims against another person or entity. Thus, you will have to tell the Bankruptcy Court that you have a claim pending against the driver of the other car. This is true even though you have not filed a lawsuit – you still are considered to have a claim pending that must be disclosed to the Court.

When you tell the Bankruptcy Court that you have a claim pending that fact will be taken into account in determining whether you are a candidate for bankruptcy and what amount should be paid to your creditors. As I explained in a prior post, you will also lose significant control over the progression of your case.

November 4, 2010

Can A Mother Who Did Not Pay Child Support Recover Money When Her Child Gets Killed in a Truck Accident?

by The Law Offices of John Day, P.C.

My child was killed by a drunk driver. He was 10 years old. I want to file a lawsuit. His no-good mother, who never paid child support as ordered by the court and did not visit my son for the for the six year period after our divorce, says she is going to file a lawsuit, too. Can she do that? Does Tennessee law permit her to get money from the death of our son when she had nothing to do with our son when he was alive?

Unless you have some physical or mental health issue that you have not mentioned, you will have the right to bring the lawsuit.

Tennessee law provides that a parent who has a parent who has intentionally refused or neglected to pay any support for a child for a two-year period, or for the life of the child, whichever is less, when subject to a court order requiring the payment of child support and who has intentionally refused or neglected to contact the child or exercise visitation during such period is not permitted to recover damages for the death of the child. Thus, to cut off the mother’s right to money out of any recovery you make, you will have to demonstrate that (a) there was a child support order; (b) the mother intentionally did not pay for at least 2 years; and (c) he intentionally did not visit the child.

November 4, 2010

Car Insurance In Tennessee

by The Law Offices of John Day, P.C.

When I complained about my car insurance rates my agent said that the reason rates were so high was lawsuits. Is that right?

Well, it is true that insurance companies pay claims and, when they don’t pay the claims they should or don’t pay a fair amount lawsuits will be filed. Of course, that is the business they are in.

The facts are that Tennessee consumers and juries are very conservative and our insurance rates reflect that. While no one likes writing a check to an insurance company, Research reveals that Tennessee has the 8th lowest auto insurance rates in the nation.

November 3, 2010

Discovery of the Amount of Liability Insurance in Cases Involving Trucks

by The Law Offices of John Day, P.C.

I was in a wreck with a tractor trailer several weeks ago. The truck driver’s insurance company called me and asked me some questions. I then asked him how much insurance his driver had, but he refused to tell me. He said that in Tennessee I could not find out how much insurance the other driver had, even if I filed a lawsuit. Is that true?

Yes. Tennessee is the only state in the nation that does not require an insurance company to disclose the amount of liability insurance in place for an accident. This is a result of a powerful lobbying effort in the Legislature, led by Tennessee Farmers Mutual Insurance Company.

Sometimes an insurance company will voluntarily disclose the amount of coverage it has. However, in the ordinary situation, the only way you can discover how much insurance the other driver has is to win a lawsuit and start the process to collect the money you are due.

November 2, 2010

What Are Motions in Limine?

by The Law Offices of John Day, P.C.

My husband and I have a trial in Lebanon, Tennessee next month. Our lawyer said that the other side filed motions in limine. What does that mean?

"Motions in limine" are papers filed with the court asking the court to reach a pre-trial ruling on certain matters, usually evidence issues. For example, if I am representing a person who was convicted of a crime 15 years ago and now has a trial in a car wreck case I will probably file a motion in limine asking the court not to let our opponent mention the prior criminal conviction. This motion in limine gives the judge the opportunity to rule on the issue before the jury has any chance of hearing about it.

The judge does not have to reach a decision on any motion in limine before trial.

November 1, 2010

How Many Jurors Do I Need to Win?

by The Law Offices of John Day, P.C.

I have a personal injury case going to try in Cookeville, TN next month. How many jurors need to vote for me for me to win?

You will probably have a 12-person jury. That is the typical number of jurors in a civil jury trial in Tennessee. You and your opponent may agree to a lesser number of jurors, but you will almost certainly have 12 jurors (and one or more alternate jurors) hear the case.

All twelve jurors must vote for you for you to win the case. Some states permit a lesser number (10 of 12, 9 of 12) but in Tennessee the jury verdict must be unanimous unless the parties to the lawsuit agree on that the verdict may be something other than a unanimous verdict. For obvious reasons, the defense will rarely agree to such a proposal.