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Every single day, an attorney at The Law Offices of John Day, P.C. has to tell a client they are not going to receive any money for their injuries or the death of a loved one or they are going to receive a lot less than they should. Every. Single. Day.   And, we hate it.   Sometimes, we have to tell them this simply because they do not have a case. In other words, there was a terrible accident but no one is to blame under the law. But more often than not, we have to tell people they are not going to recover or they are going to recover substantially less than they should because there is no insurance or not enough insurance.

While you can’t make other people buy insurance, you can still protect yourself from people and companies who either do not have it or do not have enough.  And, of course, you can review your own insurance to make sure you are protected in the event you make a mistake and cause an accident.   Here are 5 incredibly important questions you should ask yourself, and more importantly, your insurance agent: Continue reading

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Dog ownership can be terribly expensive. Our King Charles Cavalier, Lincoln, or President Lincoln if you are not on familiar terms, has a super-sensitive digestive system, so in addition to being regulars at our vet’s office, he eats prescription dog food and often needs a pill to calm his stomach. A friend of a friend just paid $4,000 to have her dog’s knee repaired after he tore his ACL.

Unfortunately, dogs are costing their owners and insurers even larger sums thanks to a nationwide increase in dog bite claims. Last year alone, dog bite claims accounted for a whopping one-third of all homeowners’ liability claims and totaled nearly $700 million dollars. In addition, the severity of dog bite injuries is increasing as too are the amount of the payouts (either via settlement or court judgments). So what should responsible dog owners do to protect their self and, just as importantly, others? Continue reading

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Summer is a popular time for church retreats, which can be a wonderful time for a church community to gather, bond, plan, have a great time, etc.  Unfortunately, actually getting to the retreat can be very dangerous if your church is using a 15 passenger van.  Before you or your family heads out on a church retreat, here are some things you should know: Continue reading

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Memorial Day weekend is almost here and over 34 million Americans will travel in excess of 50 miles for the Memorial Day holiday.  Unfortunately, all those cars on the roads means more accidents.  The risk of dying in a car accident over Memorial Day weekend is four times greater than a regular weekend.  In fact, Memorial Day weekend is the most dangerous holiday weekend to be on the road according to the National Highway Safety Traffic Administration.  Here are some tips to help ensure you get to your destination safely: Continue reading

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We are about to enter the Deadliest Days for teen drivers.  The days between Memorial Day and Labor Day are the most dangerous and deadly for teen drivers.  Throughout the year, teen drivers ages 16 to 17 are three times more likely than adult drivers to be involved in a deadly accident.  The number of fatal teen accidents spikes in the summer because teen drivers are out of school and on the roads, but there are some things parents can do:

  1. Emphasize the importance of seatbelts. No matter how short the trip, everyone in the car should buckle up. 4,200 lives could be saved each year if 90% of the population would always wear their seatbelt.
  2. Use apps like LifeSaver or Mojo or True Motion to block calls and texts while the vehicle is in motion. Reading just one text message requires a driver to take their eyes off the road for 5 seconds.  Maybe that does not sound like a long time, but it is when you are traveling in a car.  While you are driving, have your kids close their eyes and use a timer to show them just how long that really is so they can get a better sense of how far you can travel in such a short time especially at higher rates of speed.

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It is National Bike Month and the fantastic weather is practically begging cyclists to hit the road, so it is a great time to look at bicycling in Nashville and the rules of the road for bicyclists and motor vehicle operators.   So how is Nashville doing in terms of biking safety and biking accidents?  Continue reading

 

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May is National Bike Month, and you can celebrate early with a free helmet for your child.  The Law Offices of John Day, P.C. is giving away free bike helmets to children this Saturday, April 28th at the 42nd Annual Pioneer Days at Cannonsburgh Village in Murfreesboro. The giveaway will take place between 10:00 a.m. and 4:00 p.m.  Multiple sizes will be available.  Attendees are encouraged to stop by for their free child’s bicycle helmet but please arrive early rather than later as quantities are limited.

Did you know Tennessee law requires children under age 16 years of age to wear a helmet when they are biking.  Here are a few other facts you may not know:   Continue reading

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John and I just returned from a meeting of the International Society of Barristers in London.  We had a great time and learned a lot including some interesting information on how Britain is effectively dealing with distracted driving.  Continue reading

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After years of trending downward, fatal car accidents have been on the rise, and most experts blame distracted driving as a leading culprit for the upward trend.  Distracted driving comes in many forms: cellphone use, navigational systems, friend in the car, eating, etc.,  The good news is there are some relatively easy ways to reduce the chance that you will be distracted behind the wheel.   Here are some tips on how to just drive: Continue reading

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When I first heard about Distracted Driving Awareness Month I thought it was a great idea.  But shortly thereafter, I found myself thinking:  Is there really anyone who does not know about the dangers of distracted driving?  Really?  But a recent study by the Travelers Companies helps explain why we need Distracted Driving Awareness Month.

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